Roofing Insurance Claims

Throughout the process, be sure to write down all conversations that you have, indicating the date at time each occurred and a short summary of the discussion.
Safety Legacy Roofing Illinois First
Be sure that your residence is livable and safe for your family. You don’t want to begin worry about insurance and all other things that will follow until you are sure that your home is inhabitable. If it isn’t, try and find a friend or family member to stay with until things are fixed and safe.
File a Claim
Begin with your insurance company. You can call your agent directly, or look for a number for the claims department. Provide all of the information requested to the best of your ability. It will be important to provide the date and time the roofing issue occurred and your best description of what happened. While it may be difficult, try to just explain the facts and leave out any unnecessary information. Your insurance agent or their claims department should walk you through each step of the questioning.
Schedule for an Adjustor
Now, the insurance company will want to send out an adjustor to take a look at the roofing damage and try to assess what needs to be done to repair or replace the roof. Schedule the appointment for a time that you can be available at the home. If you already know a roofing company you would like to work with, it would be a good idea to give them a call and see if they can send someone out during the time the adjustor is there.
Document the Damage
The adjustor will take pictures of the damage and also make notes as to what he finds, but it is always a good idea to keep record of your own observations. Take notes on all conversations that take place between you and the insurance company as well as between you and the roofing company.
If the area is safe, take pictures from different areas and angles of all of the damage. Begin at the front of the house is the damage is visible and work your ways around. If there is damage that can be seen from the inside of the home, take pictures of the problem areas that you see. Remember that before you go in, make sure the area is safe.
Call a Roofing Company
If you haven’t already selected a roofing company, now is the time to call. Let them know the situation and what stage of the process you are currently in. Providing Waterproofing Asphalt Shingles information from the insurance company may be helpful. Schedule an appointment for them to take a look at the roof and begin to set up a time to begin repairs.

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